Condo insurance can be confusing and, without the right policy, could leave major gaps in coverage. One of biggest misconceptions is that if you have a condo association you do not need a separate policy. This is incorrect.

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A condo owners’ policy works hand-in-hand with the condo association or master policy to provide you coverage all around. We always suggest getting a copy of your condo’s master policy for our agents to review. That way, we can ensure that you are being properly protected and have left no gaps.

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What does a condo association policy cover?

• Shared spaces and buildings

• The structure of the condo (roofing, framing, plumbing, drywall, etc.)

• Liability of the condo corporation for claims of property damage and bodily injury suffered by others

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What does a condo unit owner’s policy cover?

• Contents, personal property

• Additional living expenses

• Third party liability

• Loss assessments

• Building coverage (for studs in)

• Please fill out the form above to get a condo insurance quote.